WellCare of North Carolina offers affordable health insurance to meet your needs. With smart choices, like using covered services and in-network providers, you can save on your insurance costs.

Save When You Use In-Network Providers   

• It pays to use doctors and facilities that are part of your WellCare of North Carolina network, or that are in-network. You’ll pay less in out-of-pocket costs, like co-payments.
• To save on costs, we recommend that you don’t use providers that are out-of-network. You’ll pay more for their services.
• Before choosing a doctor or facility, always check first for a provider that is in the WellCare of North Carolina network.
• Find an in-network provider in WellCare of North Carolina’s Find a Doctor tool.

Choose Affordable Care Options

Knowing where to go for care when you’re sick or hurt can help you save. Your first choice for a minor health issue should be a visit with your in-network primary care provider. Or schedule a Telehealth call.

Choose an in-network urgent care center for a sprain instead of the emergency room.  Only visit the emergency room if you have a life-threatening injury or illness, such as severe bleeding or chest pain.

Learn more about where to go for care on our New Members page.

Use Your Covered Services

WellCare of North Carolina health insurance plans offer free, covered services so you can save money while staying well.  Use your preventive care services like your annual physical and immunizations. It will help your doctor find and treat any medical problems before an issue becomes more serious and costly.

If you do need to see a doctor, use benefits like our free, covered Telehealth video doctor visits. Log into your online member account to see all your covered services and preventive care options.